1. Overview and Legal Compliance
2. Your Information, How We Collect and Use It
2.1 You may be required to provide Us with certain information when using the Web Site. You agree that the information You provide will be true and accurate. You consent to the verification of any information that You provide. We may disclose Your personally identifiable information (1) to comply with the law, government orders, court orders, or legal process served on Us; (2) to protect and defend Our property, rights or Users.
2.2 Here’s how We collect and use information from You in Our efforts to provide You with a superior customized online experience:
Contact Us form allows You to provide Essex Insurance Brokers LLC with Your contact information and requires you to initiate the exchange of information and communication.
3.1 We are concerned with the security of Your Information. We use our best commercially reasonable efforts to safeguard the confidentiality of your Information. Unfortunately, no data transmission over the Internet is guaranteed to be 100% secure. As a result, We cannot ensure the security of any Information You transmit to Us or receive from Our online products or services. Accordingly, You transmit and receive Information at Your own risk.
4. Outside Links
4.1 While on the Web Site, You may be led to other web sites. Be aware that other sites may collect data and personal information and operate according to their own privacy practices. Please remember that once you are outside of Our Web Site, any information You submit is outside of Our control.
5.1 To provide You the best products and services, We team with business partners. When You indicate that You want to receive a product or service, or contact a person or organization, We share the data needed for You to receive that product or service or make that contact. Occasionally, We hire consultants who may need access to Our member database to perform their services for Us. We require that these business partners agree in writing not to use any member information. We may contract with outside companies to administer our mailing lists or provide retail services. Your personal information may be shared with an outside company for the sole purpose of administering the products, services and programs you have selected.
6.1 THE WEB SITE IS PROVIDED “AS IS,” “AS AVAILABLE,” AND WITHOUT ANY WARRANTIES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY REGARDING THE QUALITY, PERFORMANCE, OR FUNCTIONALITY OF THE WEB SITE OR REGARDING THE QUALITY OR ACCURACY OF ANY INFORMATION OBTAINED FROM OR AVAILABLE THROUGH USE OF THE WEB SITE OR THAT THE WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE. Essex Insurance Brokers LLC MAKES NO WARRANTY THAT ANY DEFECTS, WHETHER KNOWN OR UNKNOWN, WILL BE CORRECTED, OR THAT THE WEB SITE WILL BE VIRUS-FREE. Essex Insurance Brokers LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE, MECHANTIBILITY, AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME STATES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES SO THESE LIMITATIONS MAY NOT APPLY TO YOU. IN THESE STATES, Essex Insurance Brokers LLC’S LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.
7.1 Except as explicitly stated otherwise, (i) all notices to Essex Insurance Brokers LLC shall be made by postal mail to Essex Insurance Brokers LLC, 5616 W. Irving Park Road, Chicago, IL 60634 Attn: Legal Department and (ii) all notices to You shall be made by postings to Our Web Site. Alternatively, we may give you notice by sending an email to the email address You provided us when registering. In the case of email, notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid. In the case of postal mail, notice shall be deemed given 3 days after the date of mailing.
8. Force Majeure
8.1 Essex Insurance Brokers LLC will not be liable in any amount for failure to perform, or delay in performing, any obligations, hereunder if such delay or failure is caused by any events beyond Our control including, without limitation, acts of third parties, wars, hostilities, revolutions, riots, civil commotion, national emergency, strikes, lock-outs, unavailability of supplies, epidemics, fire, flood, earthquake, force of nature, explosions, embargo, or any other Act of God, unavailability, errors or other failures on the Internet, other data networks, or telecommunications systems, any law, proclamation, regulation, ordinance, or other act or order of any court, government or governmental agency or delays.