1. Overview and Legal Compliance
1.1 Essex Insurance Brokers LLC and its subsidiaries and affiliates created this Privacy Policy to demonstrate Our commitment to protecting the privacy of visitors to Our home page located at www.EssexInsur.com (the “Web Site”).
2. Your Information, How We Collect and Use It
2.1 You may be required to provide Us with certain information when using the Web Site. You agree that the information You provide will be true and accurate. You consent to the verification of any information that You provide. We may disclose Your personally identifiable information (1) to comply with the law, government orders, court orders, or legal process served on Us; (2) to protect and defend Our property, rights or Users.
2.2 Here’s how We collect and use information from You in Our efforts to provide You with a superior customized online experience:
IP Address – An IP or “Internet Protocol” address is a number that is automatically assigned to Your computer whenever You’re surfing the Internet. Web servers automatically identify Your computer by its IP address. Your IP address and other site usage data are used to gather broad demographic information. This data helps Us serve You by allowing Us to understand how visitors use our Web Sites. We normally do not link IP addresses to anything personally identifiable, which means that a Customer’s session will be logged, but the Customer remains anonymous to Us. We can and will use IP addresses to identify a Customer when We feel it is necessary to enforce compliance with Our Terms of Use or to protect Our service, Web Site, customers or others.
Cookies – Our sites may use a technology called “cookies,” small files stored by Your browser to help keep track of Your user profile. Our cookies do not collect personally identifiable information, nor do We share them with anyone. We may use cookies to remember Your personal profile for Your convenience, to deliver content specific to Your needs and interests. We also may use cookies to track User trends and improve areas of Our Web Sites that Our Users find valuable. The use of cookies is an industry standard found at most major web sites.
Contact Us form allows You to provide Essex Insurance Brokers LLC with Your contact information and requires you to initiate the exchange of information and communication.
3. Security
3.1 We are concerned with the security of Your Information. We use our best commercially reasonable efforts to safeguard the confidentiality of your Information. Unfortunately, no data transmission over the Internet is guaranteed to be 100% secure. As a result, We cannot ensure the security of any Information You transmit to Us or receive from Our online products or services. Accordingly, You transmit and receive Information at Your own risk.
4. Outside Links
4.1 While on the Web Site, You may be led to other web sites. Be aware that other sites may collect data and personal information and operate according to their own privacy practices. Please remember that once you are outside of Our Web Site, any information You submit is outside of Our control.
5. Disclosure
5.1 To provide You the best products and services, We team with business partners. When You indicate that You want to receive a product or service, or contact a person or organization, We share the data needed for You to receive that product or service or make that contact. Occasionally, We hire consultants who may need access to Our member database to perform their services for Us. We require that these business partners agree in writing not to use any member information. We may contract with outside companies to administer our mailing lists or provide retail services. Your personal information may be shared with an outside company for the sole purpose of administering the products, services and programs you have selected.
6. Disclaimer
6.1 THE WEB SITE IS PROVIDED “AS IS,” “AS AVAILABLE,” AND WITHOUT ANY WARRANTIES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY REGARDING THE QUALITY, PERFORMANCE, OR FUNCTIONALITY OF THE WEB SITE OR REGARDING THE QUALITY OR ACCURACY OF ANY INFORMATION OBTAINED FROM OR AVAILABLE THROUGH USE OF THE WEB SITE OR THAT THE WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE. Essex Insurance Brokers LLC MAKES NO WARRANTY THAT ANY DEFECTS, WHETHER KNOWN OR UNKNOWN, WILL BE CORRECTED, OR THAT THE WEB SITE WILL BE VIRUS-FREE. Essex Insurance Brokers LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE, MECHANTIBILITY, AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME STATES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES SO THESE LIMITATIONS MAY NOT APPLY TO YOU. IN THESE STATES, Essex Insurance Brokers LLC’S LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.
7. Notices
7.1 Except as explicitly stated otherwise, (i) all notices to Essex Insurance Brokers LLC shall be made by postal mail to Essex Insurance Brokers LLC, 5616 W. Irving Park Road, Chicago, IL 60634 Attn: Legal Department and (ii) all notices to You shall be made by postings to Our Web Site. Alternatively, we may give you notice by sending an email to the email address You provided us when registering. In the case of email, notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid. In the case of postal mail, notice shall be deemed given 3 days after the date of mailing.
8. Force Majeure
8.1 Essex Insurance Brokers LLC will not be liable in any amount for failure to perform, or delay in performing, any obligations, hereunder if such delay or failure is caused by any events beyond Our control including, without limitation, acts of third parties, wars, hostilities, revolutions, riots, civil commotion, national emergency, strikes, lock-outs, unavailability of supplies, epidemics, fire, flood, earthquake, force of nature, explosions, embargo, or any other Act of God, unavailability, errors or other failures on the Internet, other data networks, or telecommunications systems, any law, proclamation, regulation, ordinance, or other act or order of any court, government or governmental agency or delays.